Saturday, December 25, 2004

Ratio Decidendi

I'm not quite sure what to write down. What do I want to accomplish? What am I trying to prove? Do I know what I want to do with this?

I like taxes. I like personal finance issues. I like budgeting. I like to bank online and save money. I like to work with my spouse on these issues, although while we share the same goals, I tend to make things too complex and lose her interest and sometimes her patience. I like to look at the 'big picture' and delve into the details on these subjects and subjects that move the markets.

I admit it. I'm a typical accountant/CPA. I need a place to put my thoughts down onto paper. Writing them down helps with thinking through the issue. This is more about money and taxes and budgets though.

Economics is really the study of human behavior: why do we make the decisions we make? In today's society, those decisions often involve a monetary or time factor associated with them. Measuring those decisions is a goal of economics.

How we make those decisions is the crux of economics. What makes us tick, or better put, what makes us spend/save? I can talk budgets, money, taxes, and saving until I'm blue in the face, but these 'topics' are really the net results of the decisions we make.

This is a rough idea of what this blog is about: understanding taxes, personal budgets, the relationship between net income, the markets and net worth and 'all things money'. I don't quite know where to begin or where this will go, but the journey itself is just as important.






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